Unclaimed money in Virginia

Unclaimed money in Virginia might be waiting for you. This could be old bank accounts, insurance payouts, utility deposits, or paychecks that were never claimed. Here's how to search for it and claim what's yours.

Search for your unclaimed money

Virginia keeps unclaimed property in a state database. You can search for free using the official Virginia Unclaimed Property search site at https://vamoneysearch.org/.

When you search, try different versions of your name. Use:

• Your full first name and last name
• Your first initial and last name
• Nicknames or alternate names you've used
• Your maiden name (if applicable)

If you've moved around, search for unclaimed money under old addresses too. The property may be listed under an older version of your contact information.

What counts as unclaimed property

Unclaimed property includes money or items that a company or organization has tried to return to you but couldn't find you. Common types are:

• Inactive bank or savings accounts
• Uncashed checks or forgotten deposits
• Insurance proceeds or refunds
• Utility company deposits
• Wages or final paychecks
• Overpayments on taxes or bills
• Inheritance or trust distributions
• Stock dividends or mutual fund holdings

How to file a claim

If you find unclaimed property in your name:

1. 1
   Step 1: Note the claim number and details from the search results
2. 2
   Step 2: Go back to https://vamoneysearch.org/ and select your claim
3. 3
   Step 3: Follow the instructions to file your claim online or by mail
4. 4
   Step 4: Submit required proof of ownership
5. 5
   Step 5: Wait for Virginia to review and process your claim

Filing a claim is free. Only Virginia decides whether you qualify and can receive the money.

Proof you usually need

Virginia may ask you to prove you own the unclaimed property. Common proof includes:

• A copy of your ID
• A utility bill showing your current address
• Bank statements
• Contracts or receipts related to the account or money
• A letter from the company that held the money originally

Virginia will tell you what specific documents they need for your claim.

Claiming money for a deceased relative

You may be able to claim unclaimed property belonging to someone who has passed away. This often depends on whether you are:

• A named beneficiary
• The executor or administrator of their estate
• An heir under Virginia law

You will likely need to provide:

• A death certificate
• Proof of your relationship to the deceased
• Court documents showing you have authority over the estate (if required)

Contact Virginia's Unclaimed Property office for specific requirements for your situation.

Avoid scams

Be cautious of:

• Unsolicited emails or phone calls claiming you have unclaimed money
• Companies charging fees to search for or claim unclaimed property
• Requests to pay upfront or wire money
• Links in emails that look like the official search site but aren't

The official Virginia Unclaimed Property search is always free. Scammers sometimes use similar-looking websites or contact you unexpectedly.

Always go directly to https://vamoneysearch.org/ rather than clicking links in emails or ads.

Next steps

Start your search at https://vamoneysearch.org/ today. If you need help, you can visit Virginia's state resources page for contact information.

Unclaimed money is rightfully yours. Claiming it costs nothing.