Legal
Disclaimer
Please read this before relying on anything on the site. It explains what our information is, and what it isn't.
Not a government website
OwedFinder is an independent information service run by a private company. We are not affiliated with, endorsed by or acting on behalf of any federal, state or local government agency, including the USDA, IRS, CMS, SSA, HUD or any state human services department. Program names and agency names are used only to identify them.
Applying is always free
You never need to pay anyone to apply for a government benefit, and we never charge you. We can't submit applications for you, see your case or speed up a decision. Apply only through the official agency links and offices we list.
Estimates, not decisions
Benefits check results, calculator amounts and income-limit tables are estimates based on the agencies' published rules for the current year. They depend on the answers you give and may not reflect every rule, exception or recent change. Only the agency that runs a program can decide whether you qualify and how much you receive. A “Likely” result is not a guarantee, and a result that doesn't appear doesn't mean you can't qualify.
Not legal, tax or financial advice
Content on this site is general information for education. It isn't legal, tax, financial, immigration or medical advice, and no professional relationship is created by using it. For advice about your situation, contact the agency, a legal aid organization, a free tax help program such as VITA, or a qualified professional.
Accuracy and changes
We take figures from official sources and date every page, but rules, amounts, deadlines and links change, sometimes without notice. Always confirm with the agency before you apply or make a decision. If you find an error, tell us and we'll fix it. See how we check facts.
Advertising and affiliate links
The site shows labeled display ads and “Sponsored” partner offers, and we may earn a commission when you use some partner links. An ad or offer is not an endorsement, and partners have no influence over our guides or benefits check results. Read the full advertising and affiliate disclosure.
Third-party websites
We link to official agency websites and, where labeled, to partner sites. We don't control those sites and aren't responsible for their content, privacy practices, products or availability.
Reader reports
Experience reports and tips from readers, such as how long an application took, reflect individual experiences. They are moderated but not verified, and your experience may differ.
Limitation of liability
Your use of the site is at your own risk. To the fullest extent permitted by law, OwedFinder is not liable for any loss arising from reliance on its content. Full terms are in our terms of use.