Unclaimed money in Arkansas

You may have unclaimed money waiting for you in Arkansas. It could be from an old bank account, utility deposit, insurance payout, or paycheck that was never picked up.

What counts as unclaimed property

Unclaimed property in Arkansas includes:

• Bank accounts and savings accounts
• Money from checking accounts
• Utility deposits
• Insurance payments
• Uncashed paychecks
• Refunds
• Security deposits from rentals
• Stocks and bonds
• Safe deposit box contents

Money is usually considered unclaimed after 3 to 5 years of no activity, though this varies by type of account.

How to search for your money

Start with the official Arkansas Unclaimed Property search at https://auditor.ar.gov/. This is the state's official database.

When you search, try:

• Your current name and old names (maiden name, former married name, nickname variations)
• Your current address and any old addresses where you lived
• Spelling variations of your name

Search for deceased relatives too—you may be able to claim money left to them.

If you find a match

If you find unclaimed property with your name on it, you will need to file a claim. The state will tell you what documents to bring. Common proof includes:

• A government-issued ID
• Social Security card or number
• Proof of address (utility bill, lease, or bank statement)
• Documentation showing your connection to the unclaimed property (old account statements, letters from the company, utility bills)

Keep all documents you submit. The state will review your claim and contact you if they need more information.

Claiming money for a deceased relative

You can claim unclaimed property left by a family member. You will likely need:

• A death certificate
• Proof that you are an heir (birth certificate showing your relationship, or a will)
• Your ID and Social Security number
• Documents showing the deceased person's connection to the unclaimed property

How long it takes

Once you file a claim, it can take several weeks to several months for the state to process it. The exact timeline depends on how much documentation you need to provide and how busy the office is.

Avoid scams

Do not pay anyone to search for unclaimed money. The official search is free. Do not share your Social Security number, bank account information, or financial details with anyone claiming to help you find unclaimed money. Be suspicious of:

• Unsolicited calls, emails, or texts about unclaimed money
• Requests to pay a fee upfront
• Pressure to act quickly
• Requests for personal financial information

Only use the official Arkansas Unclaimed Property website at https://auditor.ar.gov/. If you have questions, contact the office directly through that website.

Related help

If you are owed an income tax refund, check the IRS refund status page or contact the state revenue office. Unclaimed property is different from tax refunds, though both may be owed to you.

For help finding other government benefits or money, try our benefits screener or browse all programs available in Arkansas.