Unclaimed money in Idaho

Unclaimed money in Idaho might be waiting for you. This could be old paychecks, utility deposits, insurance payouts, or bank accounts that have been inactive. You can search for it for free using Idaho's official database.

Search for your unclaimed money

Go to Idaho's unclaimed property search site. You can look up your name or the name of a deceased relative.

Try these tips when searching:

• Use your current name and any former names (married names, maiden names, nicknames you used formally)
• Search using variations: first initial only, middle name first, or different spelling
• Try old addresses where you lived or worked
• Search under your spouse's name if property might be in their name
• Search your business name if you owned a company

If you find a match, note the holder (the bank or company that has your money) and the amount. Write down this information before you file a claim.

File a claim

Once you find unclaimed property, you'll file a claim with the holder—not with Idaho's state office. The search results will tell you how to contact them.

You will likely need to provide:

• A completed claim form (the holder usually provides this)
• A copy of your ID
• Proof that you owned the property or have the right to claim it

Proof usually includes:

• Old bank statements or account records
• Utility bills showing your name and address
• Lease agreements or mortgage documents
• Paycheck stubs or W-2 forms
• Insurance policies or correspondence
• Inheritance documents (if claiming for a deceased relative)

You won't need all of these. One or two documents that match the property details are usually enough.

Claiming for a deceased relative

You can claim unclaimed property that belonged to a family member who has died. You'll need to prove:

• Your relationship to the deceased
• That you have the legal right to their property (usually through a will, inheritance document, or court order)

Provide a certified copy of the death certificate along with your other proof.

What counts as unclaimed property

Unclaimed property includes money the state has held because:

• An account was inactive for a set period
• A check was never cashed
• Someone moved and didn't update their address
• A company closed or lost track of the owner

Common sources are banks, employers, insurance companies, utility companies, and landlords.

After you file your claim

The holder will review your claim. This can take weeks or months. You'll hear back by mail with a decision. If approved, they'll send your money by check or direct deposit.

If your claim is denied, ask why. Sometimes resubmitting with additional proof works.

Protect yourself from scams

Your unclaimed money is free to claim. Be careful of:

• Services that charge upfront fees to find or claim your money
• Anyone claiming they "found" money for you in exchange for a fee
• Pressure to act quickly or send money to receive your payment
• Emails or texts claiming to be from the state (Idaho never contacts you first about unclaimed money)

Always search directly using Idaho's official site and claim through the holder listed there.

Get help

If you get stuck, you can contact Idaho's unclaimed property program through the search site. For other state benefits and programs you might qualify for, use our benefits screener.