Unclaimed money in Indiana

Unclaimed money in Indiana could be waiting for you. The state holds funds that businesses, banks, and government agencies couldn't deliver to the right person. You can search for free using Indiana's official unclaimed property website.

What counts as unclaimed property

Unclaimed property includes:

• Money in old bank accounts or savings accounts
• Uncashed checks from employers or government agencies
• Security deposits from landlords
• Insurance payouts that were never delivered
• Utility company refunds
• Paychecks or tax refunds
• Stock dividends or mutual fund distributions

Property is usually turned over to the state after three to five years of no activity.

How to search for your money

Go to the official Indiana Unclaimed Property search site. The search is free—never pay to look.

When you search, try multiple name variations:

• Your full legal name
• Nicknames or shortened versions
• Married names (if you've changed your name)
• Your name as it appeared on old accounts

You may also need to search using old addresses where you lived when the account or property was created.

Filing a claim

If you find unclaimed property with your name, the search site will show you how to file a claim. You'll usually need to:

1. 1
   Step 1: Complete a claim form
2. 2
   Step 2: Provide proof of your identity
3. 3
   Step 3: Submit proof of your right to the property
4. 4
   Step 4: Mail your claim and documents to the address given on the website

Proof you may need

Common documents that support a claim include:

• A copy of your government-issued ID (driver's license or passport)
• Birth certificate or Social Security card
• Old account statements or bank records
• Cancelled checks
• Utility bills showing your address
• Lease agreements or mortgage documents

The exact proof depends on what type of property you're claiming. Check the claim instructions for specific requirements.

Claiming for a deceased relative

If the unclaimed property belongs to someone who has passed away, you may be able to claim it as an heir. You'll likely need to provide:

• A death certificate
• Proof that you're an eligible heir (such as a will, court order, or birth certificate showing your relationship)
• Proof of your own identity

The process can take longer for estates. Contact the unclaimed property office for guidance on your situation.

What happens next

After you submit your claim, the state will review it. This can take several weeks or months. They may ask for additional information. Once approved, they'll send you your money by check or direct deposit.

Avoid scams

Searching for your unclaimed property is always free. Never pay someone to search for you or to file your claim. Con artists sometimes charge high fees for this service or ask for upfront payment.

Deal only with Indiana's official unclaimed property website. If you need help, contact the state office directly through the official site.

More help

For questions about unclaimed money in Indiana or any state, visit the National Association of Unclaimed Property Administrators to find official resources. You can also check our full guide to unclaimed money and Indiana state benefits.