Unclaimed money in South Dakota

Find your unclaimed money in South Dakota

Unclaimed property is money or assets that have been lost track of. It might be a forgotten bank account, uncashed check, or security deposit. South Dakota holds billions of dollars in unclaimed property across all states.

You can search for unclaimed money in South Dakota for free using the official state search site.

What counts as unclaimed property

Unclaimed property includes:

• Bank accounts and savings that have been inactive
• Uncashed checks or money orders
• Security deposits from rentals or utilities
• Insurance payouts or claim refunds
• Wages owed to you
• Stock dividends or investment accounts
• Tax refunds that were never claimed
• Utility company overpayments

Money is typically turned over to the state if it has not been touched for a set period of time. The waiting period varies by type of account but is usually three to five years.

How to search for unclaimed money

Use the official South Dakota unclaimed property search site. Searching is free and takes just a few minutes.

When you search, try:

• Your current legal name
• Your maiden name (if applicable)
• Nicknames or shortened versions of your name
• Different address spellings or old addresses where you lived
• Your Social Security number if the search allows it

If you find a match, the search result will show the type of property, the company or bank holding it, and the amount if available.

How to file a claim

Once you find unclaimed money in your name, follow the instructions on the search result page. The process usually involves:

1. 1
   Step 1: Complete a claim form (often available online)
2. 2
   Step 2: Provide proof of your identity and ownership
3. 3
   Step 3: Submit your form and documents to the South Dakota unclaimed property program
4. 4
   Step 4: Wait for the state to verify your claim and process your refund

Claiming is always free. Be cautious of companies that charge fees to help you claim unclaimed money—you do not need to pay anyone to do this.

What proof you may need

The state usually asks for documents that prove who you are and that the money belongs to you. Common proof includes:

• A copy of your driver's license or state ID
• A Social Security number
• Documentation showing your connection to the company or account (like a bank statement, utility bill, or employment records)

Requirements vary depending on the type of property and the amount. The claim form will explain what you need to send.

Claiming for a deceased relative

If the unclaimed money belonged to a family member who has passed away, you may be able to claim it if you are the legal heir or executor of their estate. You will likely need to provide:

• A death certificate
• Proof that you are authorized to act on their behalf (such as letters testamentary or a will)
• Proof of your identity

Contact the South Dakota unclaimed property program directly to learn the exact requirements for your situation.

Avoid scams

Never pay anyone upfront to search for or claim unclaimed money. Only use the official state search site. Be wary of:

• Companies asking for fees
• Emails or phone calls about unclaimed money you did not search for
• Requests to wire money or provide banking information before receiving your refund

The state will never contact you asking for payment.

Get more help

For questions about South Dakota unclaimed property, contact the state program directly using the information provided on the official search site.

Learn more about unclaimed money and benefits in South Dakota.