Unclaimed money in Utah

What counts as unclaimed property in Utah

Unclaimed property is money or assets that a company or government agency owes you but cannot find you. Common types include:

• Bank accounts and savings accounts that have been inactive
• Uncashed checks
• Money from insurance policies or claims
• Wages owed to you
• Tax refunds
• Deposits you made (like rental or utility deposits)
• Stock dividends
• Inheritance or probate funds

Utah's state government holds onto this property and tries to find the rightful owners. If you think money might be yours, you can search for free.

How to search for your unclaimed money

Start at the official Utah Unclaimed Property search site: mycash.utah.gov. This is the only place you need to search—do not pay anyone to search for you.

Try different name variations. Search using:

• Your full first name and your full last name
• Nicknames or shortened versions of your first name
• Your maiden name if you have changed it
• Middle initials or middle names

Search from multiple addresses. If you have moved, search using:

• Your current address
• Any previous addresses where you lived
• An old employer's address if the money comes from a job

If the search does not find anything, the money may be held by a different state (where you worked or where a company was based). Try searching unclaimed.org to search multiple states at once.

How to file a claim

When you find a match on the Utah search site, the listing will tell you the next steps. Usually, you will:

1. 1
   Step 1: Click on the property listing for more details
2. 2
   Step 2: Follow the instructions to file a claim
3. 3
   Step 3: Provide proof of ownership (see below for details)
4. 4
   Step 4: Submit your claim online or by mail

Filing a claim is free. Do not pay anyone to help you claim your own money.

What proof you usually need

Utah may ask you to prove the money is yours. Common documents include:

• A government-issued ID (driver's license or passport)
• A utility bill or lease showing your address
• Bank statements or financial records
• Pay stubs if the money is from wages
• Insurance documents if the money is from an insurance company
• Court documents if the money is from an inheritance

Keep originals for your records and send copies with your claim.

Claiming money for a deceased relative

You can claim unclaimed property for someone who has died if you are the heir or executor of their estate. You will typically need:

• A copy of the death certificate
• Court documents showing you are the executor or legal heir (such as letters of administration or a probate order)
• Your government-issued ID
• A completed claim form

Contact the Utah Unclaimed Property program for specific instructions on how to file as an heir.

How long it takes

After you submit a claim, Utah will review it. The time it takes to process and pay out your claim varies based on how complete your paperwork is and how busy the office is.

Scam warnings

Be careful of scams:

• Never pay upfrontLegitimate unclaimed property programs are free to search and free to claim.
• Search only on the official siteDo not use third-party websites that claim to find unclaimed money for you—they often charge high fees.
• Watch out for emailsUtah will not email you claiming you have unclaimed money. If you get an unsolicited email, it is likely a scam.
• No guaranteesBe skeptical of anyone who promises you will definitely get money.

If you are not sure whether something is a scam, ask for help on the OwedFinder help page or contact the Utah Unclaimed Property program directly through the official search site.

Next steps

Start your search today at mycash.utah.gov. If you need help finding other government benefits you might qualify for, try the OwedFinder screener.