Unclaimed money in South Carolina

Unclaimed money in South Carolina might be waiting for you. This could be old bank accounts, insurance payouts, utility deposits, or wages. You can search for free on the state's official website.

Search for your unclaimed money

Go to the South Carolina Unclaimed Property program and use their search tool. It's free and takes just a few minutes.

When you search:

• Use different name variationsTry "John Smith," "J. Smith," "Jon Smith," or any nicknames you go by. Banks and companies may have spelled your name differently.
• Search with old addressesIf you've moved, try searching under addresses where you used to live. Companies file unclaimed property under the address they had on file.
• Search for family membersIf you're looking for money owed to a deceased relative, search their name.

What counts as unclaimed property

Common types include:

• Abandoned bank or savings accounts
• Insurance proceeds or refunds
• Utility deposits
• Uncashed paychecks or final wages
• Tax refunds
• Stock dividends
• Accounts from closed businesses

File a claim

If you find an account in your name, follow the instructions on the search results. You'll usually need to:

1. 1
   Step 1: Complete a claim form from the South Carolina Treasurer's office.
2. 2
   Step 2: Provide proof that you own the unclaimed property.
3. 3
   Step 3: Send your claim with supporting documents to the address given.

There's no fee to file. Only the state decides if you qualify.

Proof you usually need

Bring documents that show your identity and connection to the account:

• A government-issued ID (driver's license, passport, or ID card)
• Your Social Security number
• Proof of your address (utility bill, lease, or mortgage statement)
• Bank statements or other documents linking you to the account

The state may ask for more proof depending on the type of unclaimed property and how long ago it was abandoned.

Claiming for a deceased relative

You can claim unclaimed money owed to someone who has died. You'll need:

• The person's death certificate (usually a certified copy)
• Proof that you're the rightful heir (like a will or court documents showing you're the executor)
• Your own ID and proof of relationship to the deceased person

Contact the South Carolina Treasurer's office for specific steps in your situation.

How long it takes

After you file a claim, the state reviews it. The process usually takes several weeks to a few months, depending on how much proof is needed and how busy the office is.

Protect yourself from scams

Be careful of services that offer to find or claim your unclaimed money for a fee. Legitimate unclaimed money searches and claims are always free. The state will never ask you to pay upfront.

If you get a call, email, or letter saying you owe money to claim your property, it's likely a scam. Hang up or delete it.

Need more help

If you have questions or can't find the money you're looking for, contact the South Carolina Treasurer's office directly. You can also browse our guide to unclaimed money or South Carolina programs for other help available in your state.