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Medicare Savings Programs (QMB, SLMB, QI) · New York

MSP in New York: how to apply

Medicare Savings Programs help people with Medicare who have limited income and resources pay Medicare costs such as premiums.

Last reviewed Sep 18, 2026Overseen by Centers for Medicare & Medicaid Services

Apply for MSP in New York

Official site · always free to apply

Apply online

on health.ny.gov

Decision time
45 days (Medicaid standard; 90 days if eligibility is based on disability)
Cost to apply
Free

Overview

For Medicare Savings Programs in New York, start with New York Medicare Savings Programs application information. Use the eligibility and follow-up guidance below to prepare your request and find the office responsible for a decision.

Who can qualify for Medicare Savings Programs in New York?

Ask the state Medicaid agency to check each Medicare Savings Program that fits your situation. These programs help with different Medicare costs. Income and resource treatment can differ, so a general federal summary is not a complete state eligibility decision.

Check New York eligibility instructions.

How to apply in New York

Start with New York Medicare Savings Programs application information. Have your Medicare information and the income and resource records requested by the state. Ask specifically for Medicare Savings Programs when seeking help with premiums or cost sharing.

How long does an application take?

The recorded processing standard is 45 days (Medicaid standard; 90 days if eligibility is based on disability). 42 CFR 435.912(c)(3). This is a processing standard, not a promise of your decision or payment date. Contact the agency handling your application if you need a status update.

After you apply or receive a decision

Read the approval notice to see which program was granted, what costs it covers and when help starts. A request for premium help is separate from choosing a Medicare health or prescription drug plan.

Explore other benefits in New York. OwedFinder is an independent guide. The linked agency decides eligibility and manages applications.

MSP income limits in New York

MSP income limits
Qualified Medicare Beneficiary (QMB)Monthly income limit
Individual$1,350
Married couple$1,824

Monthly income limits · Source: Medicare.gov: Medicare Savings Programs · Verified 2026-09-19

MSP income limits
Specified Low-Income Medicare Beneficiary (SLMB)Monthly income limit
Individual$1,616
Married couple$2,184

Monthly income limits · Source: Medicare.gov: Medicare Savings Programs · Verified 2026-09-19

MSP income limits
Qualifying Individual (QI)Monthly income limit
Individual$1,816
Married couple$2,455

Monthly income limits · Source: Medicare.gov: Medicare Savings Programs · Verified 2026-09-19

MSP income limits
Qualified Disabled & Working Individual (QDWI)Monthly income limit
Individual$5,405
Married couple$7,299

Monthly income limits · Source: Medicare.gov: Medicare Savings Programs · Verified 2026-09-19

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How to apply for MSP in New York

If you're denied

You have 60 days from the date on your notice to ask for a fair hearing.

Frequently asked questions

Where do I start a Medicare Savings Programs application in New York?

Start with [New York Medicare Savings Programs application information](https://www.health.ny.gov/health_care/medicaid/). Have your Medicare information and the income and resource records requested by the state. Ask specifically for Medicare Savings Programs when seeking help with premiums or cost sharing.

Applied recently, or spotted a mistake? Your report helps other people in this state.

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Sources

  1. Official program page
  2. Eligibility rules
  3. Medicare.gov: Medicare Savings Programs

Last reviewed Sep 18, 2026. Found an error? Tell us.