Sep 21, 2026 · 3 min read
ACA Marketplace Subsidies: How Premium Tax Credits Work
Premium tax credits help lower your monthly insurance payments if you buy health coverage through the ACA Marketplace. Learn how they work and if you qualify.
OwedFinder team
Benefits Research Desk
Program rules & income limits
About
The research desk collects program rules, income limits, application links and office details from federal and state agency sources, and updates them when agencies publish new figures (for example the yearly poverty guidelines and SNAP cost-of-living adjustments).
Every figure on the site records its source and the date it was checked.
Every OwedFinder guide is written from the administering agency's own published rules and checked against our editorial policy and fact-checking process. OwedFinder is not a government agency.
Latest guides by Benefits Research Desk
Sep 21, 2026 · 5 min read
Benefit Cliffs: What Happens to Your Benefits When You Earn More
A benefit cliff is when earning a little more money causes you to lose a lot of benefits. Learn how this happens and what you can do about it.
Sep 21, 2026 · 4 min read
Benefits for College Students: SNAP, Pell Grants and Health Coverage
College students may qualify for SNAP food assistance, Pell Grants, Medicaid, and other government benefits. Here's what you need to know about each program and how to apply.
Sep 21, 2026 · 3 min read
Benefits for Disabled Adults: SSI, SSDI, Medicaid and More
Disabled adults may qualify for cash benefits, health coverage, and food assistance. Learn about SSI, SSDI, Medicaid, SNAP and how to apply.
Sep 21, 2026 · 3 min read
Government Help for Single Mothers: Food, Cash, Childcare and Housing
Single mothers can access food assistance, cash benefits, childcare help, and housing support through federal and state programs. Most are free to apply, and you may qualify for multiple benefits at once.
Sep 21, 2026 · 3 min read
Benefits for Veterans: Federal and State Programs to Check
Veterans can access federal VA benefits like disability compensation and health care, plus state and federal assistance programs like SNAP and Medicaid. Check what you may qualify for.
Sep 21, 2026 · 3 min read
Can Green Card Holders Get Food Stamps?
Yes, green card holders can get SNAP (food stamps) if they meet income and other eligibility rules. Here's what you need to know about immigration status and benefits.
Sep 21, 2026 · 2 min read
Who Qualifies for the Child Tax Credit?
The Child Tax Credit gives you money back on your taxes for each qualifying child. You may qualify if you have a child under age 17 and earn below certain income limits.
Sep 21, 2026 · 3 min read
How to Get Help Paying for Child Care
Child Care Assistance programs help low-income families pay for child care so parents can work, study, or look for work. Here's how to apply in your state.
Sep 21, 2026 · 3 min read
How to Check Your EBT Card Balance (Every Way That Works)
You can check your SNAP benefits balance online, by phone, at an ATM, or in a store. The fastest way is usually through your state's website or mobile app.
Sep 21, 2026 · 2 min read
EITC Income Limits and Maximum Credit by Family Size
The Earned Income Tax Credit has different income limits and maximum credit amounts based on how many children you have. Here's what you need to know to see if you qualify.
Sep 21, 2026 · 3 min read
Extra Help for Medicare Part D: Income Limits and How to Apply
Extra Help with Medicare Part D covers prescription drug costs for people with limited income. You may qualify if your household income is below certain limits.
Sep 21, 2026 · 3 min read
How to Apply for Free or Reduced-Price School Meals
You can apply for free or reduced-price school meals through your child's school district. Most schools use an online form, but you can also request a paper application.
Sep 21, 2026 · 3 min read
Free Tax Help: How to Use VITA and IRS Free File
You can file your taxes for free using VITA (Volunteer Income Tax Assistance) or the IRS Free File program. Both services help you prepare and file your return at no cost.
Sep 21, 2026 · 3 min read
How Much Unemployment Will I Get? How States Calculate It
Your unemployment benefits depend on how much you earned before losing your job. Each state has its own formula for calculating weekly payments.
Sep 21, 2026 · 2 min read
How to File for Unemployment: A Step-by-Step Guide
Filing for unemployment benefits starts with applying to your state's workforce agency. The process usually takes about 15 minutes online, though rules vary by state.
Sep 21, 2026 · 3 min read
Where's My Refund? How to Check Your IRS Refund Status
You can check your IRS refund status online using the IRS's Where's My Refund? tool. Learn how to track your refund in minutes.
Sep 21, 2026 · 3 min read
Medicaid Denied? How to Request a Fair Hearing
If Medicaid denied your application, you have the right to appeal. Learn how to request a fair hearing and what to expect.
Sep 21, 2026 · 3 min read
Medicaid Expansion by State: What It Means for You
Medicaid expansion changed who qualifies for coverage in some states. Find out if your state expanded and what income limits apply to you.
Sep 21, 2026 · 3 min read
Medicaid for Elderly Parents: Long-Term Care and How to Apply
Medicaid can help pay for nursing home care, assisted living, and in-home services for elderly parents. You can apply anytime through your state's Medicaid agency.
