Glossary term
CHIP
Definition
CHIP (the Children's Health Insurance Program) gives low-cost health coverage to uninsured children in families that earn too much for Medicaid.
CHIP is health insurance for children whose families earn more than the Medicaid limit but can't afford private insurance. Some states also cover pregnant people through CHIP.
Each state runs its own CHIP program and sets its own income limits and costs. Some states run CHIP as part of Medicaid. You can apply at any time of year through your state or through HealthCare.gov.
Applying is free, and only your state decides if your child qualifies.
Programs where this matters
LIHEAPState-run · HHS Administration for Children and FamiliesLIHEAP helps households with low income pay heating and cooling bills, and may help in an energy crisis such as a shut-off notice.MedicaidState-run · Centers for Medicare & Medicaid ServicesMedicaid is free or low-cost health coverage run by each state with federal funding, for children, adults, pregnant people, older adults and people with disabilities.ACA SubsidiesFederal · Centers for Medicare & Medicaid ServicesPremium tax credits may lower the monthly cost of a health plan you buy through the ACA Marketplace.