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Social Security Administration

Social Security Disability Insurance (SSDI)

SSDI pays monthly benefits to people who cannot work because of a disability and who have worked and paid Social Security taxes.

How it's run
Federal program
State guides
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Type of help
cash

About SSDI

Social Security Disability Insurance, or SSDI, is run by the Social Security Administration. It pays monthly benefits to people who cannot work because of a serious medical condition that is expected to last a long time.

SSDI is based on your work history. To qualify, you generally must have worked long enough, and recently enough, in jobs where you paid Social Security taxes.

SSDI is different from SSI:

  • SSDI is based on your past work and the Social Security taxes you paid.
  • SSI is based on financial need. You do not need a work history.

Some people may qualify for both. Certain family members may also be able to get benefits based on your work record.

The application can take time, because Social Security reviews your medical records and work history. Before you apply, gather the names of your doctors, your medical records and a list of your past jobs.

Social Security decides if you qualify. If you are turned down, you may be able to appeal.

Learn more about disability benefits

SSDI guides

Official sources

  1. Social Security Administration: SSDI

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