Independent and free to use. Not a government website.
Life change guide
Learn what benefits you may qualify for after job loss: unemployment, food stamps, Medicaid, and more. Apply free through your state.
Losing a job is hard. It can hit your budget, your health coverage and your peace of mind all at once. You do not have to sort it all out today. A few steps this week can help protect you and your family while you look for new work.
Start with unemployment benefits, since they may replace part of your lost wages. Then look at help with food, health coverage and bills. Many of these programs are run by your state, and each one has its own rules. Some look at your current monthly income, so a drop in pay may change what you qualify for.
You may qualify for more than one program. Applying for one does not stop you from applying for others. Keep copies of your recent pay stubs and any letters from your former employer.
Apply with the state where you worked as soon as you can. Waiting may delay your first payment.
About UnemploymentSNAP looks at your household's monthly income, so losing your job may change whether you qualify. Your state decides if you qualify and how much you get.
About SNAPIf you lost health coverage with your job, you may qualify for Medicaid. You can apply at any time of year through your state or HealthCare.gov.
About MedicaidIf you do not qualify for Medicaid, look at plans on HealthCare.gov. Premium tax credits may lower your monthly cost.
About ACA SubsidiesIf heating or cooling bills are piling up, apply for LIHEAP through your state. Funding is limited, so apply early and mention any shut-off notice.
About LIHEAPLifeline may give you a discount on phone or internet service. Staying connected helps you search for jobs and hear back from employers.
About LifelineServices from our partners. You never need a paid service to apply for benefits.
ClearLine Wireless
4.3out of 5 stars,(5,310 reviews)Qualify through SNAP, Medicaid or SSI and get a free smartphone plan.
On ClearLine Wireless's secure site
Pros
Good to know
Lifeline is limited to one discount per household.
Harbor Prepaid Card
4.2out of 5 stars,(3,470 reviews)A prepaid debit card for SSI, unemployment and tax refunds, with no overdraft fees.
On Harbor Prepaid Card's secure site
Pros
Good to know
A $5 monthly fee applies without direct deposit. SNAP benefits can't be loaded.