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Unclaimed Money: How to Search Every State’s Official Site for Free

States hold billions in forgotten bank accounts, refunds and paychecks. Search each state where you have lived, for free, with these official links.

Plain-language benefits guides
  • Published Sep 18, 2026
  • Reviewed Sep 18, 2026
  • 4 min read
A woman pleasantly surprised while searching online at her laptop

When a bank account, final paycheck, refund, insurance payout or deposit goes unclaimed, the business must hand it to the state. The state keeps it safe until the owner claims it. Searching is free, and claiming is free too.

Watch out for scams. Be careful with anyone who asks for a fee upfront to "recover" your money. Searching and claiming through your state costs nothing.

Why money ends up unclaimed

Unclaimed property includes more than forgotten savings accounts. It can also be:

  • Final paychecks
  • Tax refunds
  • Insurance payouts
  • Deposits you left with a business
  • Stocks or bonds
  • Utility refunds

Money becomes unclaimed when a company cannot reach you after a set period of time. The company then sends it to your state's treasurer or comptroller, where it waits for you to claim it. States currently hold billions of dollars in unclaimed property.

How to search for unclaimed money

Start with the state where you live now. Use the official link in the table below.

Then search every state where you have lived or worked. Money is typically sent to the state of your last known address, so you may find property in places you haven't lived recently.

Try variations of your name. Search using:

  • Your maiden name
  • Initials instead of your full first or middle name
  • Common misspellings of your name

Search for a business if you owned one. Search for a deceased relative if you are their heir and may inherit unclaimed property.

How to claim unclaimed money

The process is usually straightforward:

  1. Find your name in a state's unclaimed property database.
  2. File a claim on the state's website.
  3. Upload proof of your identity (such as a driver's license).
  4. Upload proof of your old address (such as a utility bill or lease).
  5. Wait for the state to verify your claim and send you the money.

Each state handles claims differently, so check the specific requirements on your state's unclaimed property website.

State Official search link
Alabama alabama.findyourunclaimedproperty.com
Alaska treasury.dor.alaska.gov
Arizona azdor.gov
Arkansas auditor.ar.gov
California sco.ca.gov
Colorado colorado.findyourunclaimedproperty.com
Connecticut ctbiglist.gov
Delaware unclaimedproperty.delaware.gov
District of Columbia dc.findyourunclaimedproperty.com
Florida fltreasurehunt.gov
Georgia dor.georgia.gov
Hawaii budget.hawaii.gov
Idaho yourmoney.idaho.gov
Illinois icash.illinoistreasurer.gov
Indiana indianaunclaimed.gov
Iowa iowatreasurer.gov
Kansas kansascash.ks.gov
Kentucky treasury.ky.gov
Louisiana lacashclaim.org
Maine maineunclaimedproperty.gov
Maryland marylandtaxes.gov
Massachusetts findmassmoney.com
Michigan unclaimedproperty.michigan.gov
Minnesota mn.gov
Mississippi treasury.ms.gov
Missouri treasurer.mo.gov
Montana mtrevenue.gov
Nebraska treasurer.nebraska.gov
Nevada nevadatreasurer.gov
New Hampshire newhampshire.findyourunclaimedproperty.com
New Jersey unclaimedproperty.nj.gov
New Mexico tax.newmexico.gov
New York osc.state.ny.us
North Carolina nccash.com
North Dakota land.nd.gov
Ohio com.ohio.gov
Oklahoma oktreasure.com
Oregon oregon.findyourunclaimedproperty.com
Pennsylvania patreasury.gov
Rhode Island findrimoney.com
South Carolina treasurer.sc.gov
South Dakota southdakota.findyourunclaimedproperty.com
Tennessee treasury.tn.gov
Texas claimittexas.org
Utah mycash.utah.gov
Vermont vermonttreasurer.gov
Virginia vamoneysearch.org
Washington ucp.dor.wa.gov
West Virginia wvtreasury.com
Wisconsin revenue.wi.gov
Wyoming statetreasurer.wyo.gov

These links come from the National Association of Unclaimed Property Administrators (NAUPA), the official organization that manages unclaimed property programs across all states.

Common mistakes to avoid

Only search official state websites. Third-party websites that claim to search unclaimed money for you may charge hidden fees or direct you to scams. Use only the official links above.

Don't give up after one search. If you don't find money on your first try, search again in a few months or years. Unclaimed property is added to state databases regularly.

Search under all variations of your name. Many people find matches only when they search under a maiden name or a nickname.

Get help finding other money owed to you

Unclaimed property is just one type of money you may be owed. Use our benefits screener to find out what other government money you may qualify for, including tax credits, refunds and assistance programs.

Frequently asked questions

Is it free to search for unclaimed money?

Yes. Searching and claiming on your state’s official unclaimed property site is free.

Which state should I search?

Search every state where you have lived or worked, because unclaimed money goes to the state of your last known address.

Can I claim money for a relative who died?

Often, yes, if you are the legal heir. The state will ask for documents such as a death certificate and proof that you are entitled to the estate.

Programs in this article

Official sources

  1. NAUPA: Search for your unclaimed property

Last reviewed Sep 18, 2026. Found an error? Tell us.

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Plain-language benefits guides

Researched from official agency sources and checked against our editorial policy.

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