Unclaimed Money: How to Search Every State’s Official Site for Free
States hold billions in forgotten bank accounts, refunds and paychecks. Search each state where you have lived, for free, with these official links.
- Published Sep 18, 2026
- Reviewed Sep 18, 2026
- 4 min read

When a bank account, final paycheck, refund, insurance payout or deposit goes unclaimed, the business must hand it to the state. The state keeps it safe until the owner claims it. Searching is free, and claiming is free too.
Watch out for scams. Be careful with anyone who asks for a fee upfront to "recover" your money. Searching and claiming through your state costs nothing.
Why money ends up unclaimed
Unclaimed property includes more than forgotten savings accounts. It can also be:
- Final paychecks
- Tax refunds
- Insurance payouts
- Deposits you left with a business
- Stocks or bonds
- Utility refunds
Money becomes unclaimed when a company cannot reach you after a set period of time. The company then sends it to your state's treasurer or comptroller, where it waits for you to claim it. States currently hold billions of dollars in unclaimed property.
How to search for unclaimed money
Start with the state where you live now. Use the official link in the table below.
Then search every state where you have lived or worked. Money is typically sent to the state of your last known address, so you may find property in places you haven't lived recently.
Try variations of your name. Search using:
- Your maiden name
- Initials instead of your full first or middle name
- Common misspellings of your name
Search for a business if you owned one. Search for a deceased relative if you are their heir and may inherit unclaimed property.
How to claim unclaimed money
The process is usually straightforward:
- Find your name in a state's unclaimed property database.
- File a claim on the state's website.
- Upload proof of your identity (such as a driver's license).
- Upload proof of your old address (such as a utility bill or lease).
- Wait for the state to verify your claim and send you the money.
Each state handles claims differently, so check the specific requirements on your state's unclaimed property website.
Official unclaimed property search links by state
| State | Official search link |
|---|---|
| Alabama | alabama.findyourunclaimedproperty.com |
| Alaska | treasury.dor.alaska.gov |
| Arizona | azdor.gov |
| Arkansas | auditor.ar.gov |
| California | sco.ca.gov |
| Colorado | colorado.findyourunclaimedproperty.com |
| Connecticut | ctbiglist.gov |
| Delaware | unclaimedproperty.delaware.gov |
| District of Columbia | dc.findyourunclaimedproperty.com |
| Florida | fltreasurehunt.gov |
| Georgia | dor.georgia.gov |
| Hawaii | budget.hawaii.gov |
| Idaho | yourmoney.idaho.gov |
| Illinois | icash.illinoistreasurer.gov |
| Indiana | indianaunclaimed.gov |
| Iowa | iowatreasurer.gov |
| Kansas | kansascash.ks.gov |
| Kentucky | treasury.ky.gov |
| Louisiana | lacashclaim.org |
| Maine | maineunclaimedproperty.gov |
| Maryland | marylandtaxes.gov |
| Massachusetts | findmassmoney.com |
| Michigan | unclaimedproperty.michigan.gov |
| Minnesota | mn.gov |
| Mississippi | treasury.ms.gov |
| Missouri | treasurer.mo.gov |
| Montana | mtrevenue.gov |
| Nebraska | treasurer.nebraska.gov |
| Nevada | nevadatreasurer.gov |
| New Hampshire | newhampshire.findyourunclaimedproperty.com |
| New Jersey | unclaimedproperty.nj.gov |
| New Mexico | tax.newmexico.gov |
| New York | osc.state.ny.us |
| North Carolina | nccash.com |
| North Dakota | land.nd.gov |
| Ohio | com.ohio.gov |
| Oklahoma | oktreasure.com |
| Oregon | oregon.findyourunclaimedproperty.com |
| Pennsylvania | patreasury.gov |
| Rhode Island | findrimoney.com |
| South Carolina | treasurer.sc.gov |
| South Dakota | southdakota.findyourunclaimedproperty.com |
| Tennessee | treasury.tn.gov |
| Texas | claimittexas.org |
| Utah | mycash.utah.gov |
| Vermont | vermonttreasurer.gov |
| Virginia | vamoneysearch.org |
| Washington | ucp.dor.wa.gov |
| West Virginia | wvtreasury.com |
| Wisconsin | revenue.wi.gov |
| Wyoming | statetreasurer.wyo.gov |
These links come from the National Association of Unclaimed Property Administrators (NAUPA), the official organization that manages unclaimed property programs across all states.
Common mistakes to avoid
Only search official state websites. Third-party websites that claim to search unclaimed money for you may charge hidden fees or direct you to scams. Use only the official links above.
Don't give up after one search. If you don't find money on your first try, search again in a few months or years. Unclaimed property is added to state databases regularly.
Search under all variations of your name. Many people find matches only when they search under a maiden name or a nickname.
Get help finding other money owed to you
Unclaimed property is just one type of money you may be owed. Use our benefits screener to find out what other government money you may qualify for, including tax credits, refunds and assistance programs.
Frequently asked questions
Is it free to search for unclaimed money?
Yes. Searching and claiming on your state’s official unclaimed property site is free.
Which state should I search?
Search every state where you have lived or worked, because unclaimed money goes to the state of your last known address.
Can I claim money for a relative who died?
Often, yes, if you are the legal heir. The state will ask for documents such as a death certificate and proof that you are entitled to the estate.
Programs in this article
Official sources
Last reviewed Sep 18, 2026. Found an error? Tell us.
Written by
Plain-language benefits guides
Researched from official agency sources and checked against our editorial policy.
Keep reading
All news and guidesSep 21, 2026 · 3 min read
ACA Marketplace Subsidies: How Premium Tax Credits Work
Premium tax credits help lower your monthly insurance payments if you buy health coverage through the ACA Marketplace. Learn how they work and if you qualify.
Sep 21, 2026 · 5 min read
Benefit Cliffs: What Happens to Your Benefits When You Earn More
A benefit cliff is when earning a little more money causes you to lose a lot of benefits. Learn how this happens and what you can do about it.
Sep 21, 2026 · 4 min read
Benefits for College Students: SNAP, Pell Grants and Health Coverage
College students may qualify for SNAP food assistance, Pell Grants, Medicaid, and other government benefits. Here's what you need to know about each program and how to apply.
Sep 21, 2026 · 3 min read
Benefits for Disabled Adults: SSI, SSDI, Medicaid and More
Disabled adults may qualify for cash benefits, health coverage, and food assistance. Learn about SSI, SSDI, Medicaid, SNAP and how to apply.




