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2 programs

Money You're Owed benefits

Tax refunds, unclaimed property and other money owed to you.

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FileRight Tax

4.6out of 5 stars,(12,840 reviews)
Tax filingSponsored

File your federal return free and claim the EITC

Guided filing that checks for the Earned Income and Child Tax Credits as you go.

Start filing free

On FileRight Tax's secure site

Cost
$0 federal
Best for
Simple W-2 returns
Refund speed
~21 days, direct deposit
Pros and details

Pros

  • Finds EITC and Child Tax Credit automatically
  • Max refund guarantee
  • Live help by chat

Good to know

State returns may cost extra. IRS Free File and VITA are also free if you qualify.

Harbor Prepaid Card

4.2out of 5 stars,(3,470 reviews)
BankingSponsored

Get benefit payments up to 2 days early

A prepaid debit card for SSI, unemployment and tax refunds, with no overdraft fees.

Open an account

On Harbor Prepaid Card's secure site

Monthly fee
$0 with direct deposit
Best for
No bank account
Early pay
Up to 2 days
Pros and details

Pros

  • No credit check
  • No overdraft fees
  • Free reloads at 50,000+ stores

Good to know

A $5 monthly fee applies without direct deposit. SNAP benefits can't be loaded.