Can I work while getting SSI?

Yes, you can work while getting SSI

You are allowed to work while receiving SSI (Supplemental Security Income). The Social Security Administration has special rules that let you keep some of your earnings without losing benefits.

How the earnings rule works

Not all of your work earnings count against your SSI benefits. Here's what happens:

• Your first [VERIFY: amount per month] in earnings each month doesn't count.
• After that, SSI reduces your benefit by $1 for every $2 you earn.
• This means you can earn money and still receive some SSI payment.

Work incentives and exceptions

The Social Security Administration offers several programs to help people receiving SSI work and earn more:

• Plan to Achieve Self-Support (PASS) - You can set aside income and resources to reach a work goal while keeping your SSI.
• Impairment Related Work Expenses (IRWE) - Costs directly related to your disability don't count as income.
• Subsidies and unimpaired earnings - Help you get paid more than you can actually produce.
• Blind work expenses - If you are blind, certain work-related costs don't count.

What to do next

Contact the Social Security Administration before you start working or change your job. Tell them about your job and earnings right away. This helps them calculate your benefits correctly.

You can also ask about work incentives when you call. Social Security staff can explain which programs might help you earn more while keeping your benefits.

Applying for SSI and any work incentive programs is free. Only the Social Security Administration decides if you qualify.